Agentic Coverage Infrastructure

The digital rails for
coverage distribution
and servicing

We sit between insurers, brokers, and distributors
to enable instant coverage, automated issuance,
and agentic claims execution at scale.

100%
Digital Issuance
0
Physical Touchpoints
24/7
Agentic Processing
The Platform

An agentic orchestration layer

Delivered via autonomous agents, APIs, portals, and partner integrations.

Coverage Distribution

Distribute coverage across any channel — telcos, fintechs, employers, and more — through a single orchestration layer.

Consent-Driven Onboarding

Capture customer consent with compliant digital flows — no paperwork, no friction, fully auditable.

Automated Policy Issuance

From eligibility to issuance — automated workflows trigger policy creation in real-time without manual intervention.

Claims & Communication

Initiate, track, and resolve claims through autonomous agents that coordinate between all parties.

Payments & Reconciliation

Collect premiums via airtime, wallets, payroll, or account debit — with full reconciliation and reporting.

Reporting & Compliance

Audit-ready records, regulatory reporting, and compliance workflows — built into every transaction.

Distribution Channels

Coverage, everywhere
your customers are

Contextual coverage charged via airtime, wallet balance, payroll deduction, or account debit.

Telcos

Embed coverage directly into mobile subscriptions and airtime purchases.

Fintechs & Wallets

Offer contextual coverage at point of transaction in digital wallets.

Employers & Payroll

Enable group coverage through payroll deduction integration.

E-commerce

Attach coverage to purchases and shipments at checkout.

Remittance

Attach coverage to money transfers and cross-border flows.

Banks & Lenders

Bundle coverage with loans, savings, and banking products.

End-to-End Automation

From lead to policy.
Fully automated.

No agents. No paperwork. No physical touchpoints. Every step of the coverage lifecycle is managed digitally through intelligent automation.

API-First Real-Time Audit-Ready Compliant
01

Lead Intake

Eligibility checks and lead qualification across channels.

02

Consent Capture

Customer interaction and compliant consent collection.

03

Document Processing

Digital document intake, validation, and verification.

04

Risk Assessment

Automated risk evaluation and underwriting for insurers.

05

Payment Collection

Premium collection with full reconciliation tracking.

06

Policy Issuance

Automated policy creation and delivery to customer.

07

Change Requests

Policy amendments and updates processed digitally.

08

Audit Records

Complete audit trail with regulatory compliance.

Agentic Claims

Claims and servicing,
executed by agents

Autonomous agents handle the heavy lifting — from initiation to resolution — with human oversight where it matters.

Initiate & Track Claims

Autonomous agents open claims, assign workflows, and track progress through resolution.

Collect & Validate Documents

Digital document collection with automated validation and completeness checks.

Structured Handoff to Insurers

Coordinate seamless transitions between agents and insurers with complete context.

Insurer-Customer Communication

Enable transparent, structured communication between all parties through the platform.

Exception Escalation

Intelligent escalation to human operators when autonomous processing reaches its limits.

Integration Ecosystem

One platform,
every stakeholder

Re:Cover integrates and coordinates across the entire coverage value chain. Partners gain coverage capability without building it internally.

Insurers

Underwriting, risk, and policy management

Brokers

Distribution, advisory, and compliance

Distributors

Channel partnerships and customer access

Communication

SMS, WhatsApp, email, and push notifications

Payments

Collection, processing, and reconciliation

Compliance

Regulatory reporting and audit workflows

The Advantage

Why Re:Cover
wins

Any channel

Channel Agnostic

Distribute coverage through any partner, any channel, any market — without rebuilding.

Autonomous

Agentic Workflows

Autonomous agents replace manual follow-ups and queues with intelligent, real-time processing.

API-first

API-First Architecture

Partner-agnostic and insurer-aligned. Integrate with any system through clean, documented APIs.

High-volume

Built for Scale

Designed for high-volume, everyday coverage use cases — not niche, complex policies.

Core, not bolted on

Claims as Core

Claims and servicing are built into the foundation, not bolted on as an afterthought.

Auditable

Accountable Automation

Every action is tracked, auditable, and compliant. Automation with full accountability.

Get Started

Ready to transform
coverage distribution?

See how Re:Cover can power coverage for your platform.